Financial Literacy — Year 3 to GCSE
27 lessons, each with practice questions, a printable worksheet and an end-of-chapter test. Free to browse.
- What Money Really Is Years 6–8 · Money is a trusted tool that solves the problems of swapping goods directly, and it does…
- Needs, Wants & Smart Spending Years 6–8 · Needs come before wants, every pound spent has an opportunity cost, and simple habits…
- Bank Accounts & Ways to Pay Years 7–9 · Banks keep money safe and organised, current and savings accounts do different jobs, and…
- Prices, Currency & Exchange Rates Years 8–11 · Different countries use different currencies, exchange rates convert between them, and…
- Making a Budget Years 6–8 · A budget is a simple plan that tells your money where to go before you spend it.
- Saving & Setting Goals Years 6–9 · Saving works best when it is aimed at a clear goal and taken out first, before you spend.
- Compound Growth — the Snowball Effect Years 9–11 · How reinvested halal profit snowballs over time, why it is different from interest, and…
- Inflation & the Value of Money Years 9–11 · Inflation is a general rise in prices that slowly shrinks what each pound can buy.
- Borrowing & Loans Years 7–10 · How borrowing lets you spread a big cost over time, and why paying it back always costs…
- Credit Cards & APR Years 9–11 · How a credit card lets you borrow now and pay later, what APR really means, and why…
- Good Debt, Bad Debt & Credit Scores Years 9–11 · How to tell debt that builds your future from debt that drains it, what affordability…
- Scams, Fraud & Keeping Money Safe Years 6–9 · How to spot common scams, protect your money and details, and what to do straight away…
- Jobs, Wages & Payslips Years 6–9 · How people earn money, the difference between gross and net pay, and how to read a…
- Tax & What It Pays For Years 8–11 · Why we pay tax, how Income Tax, National Insurance and VAT work, and what public money…
- Starting a Business Years 7–10 · How to turn an idea into income by understanding revenue, costs, profit and break-even.
- Investing, Risk & Pensions Years 9–11 · The difference between saving and investing, how shares can rise or fall, and why…
- Building a Business Plan Years 8–11 · A business plan turns an idea into a clear plan by naming the problem, the customer, the…
- Marketing, Customers & Cash Flow Years 9–11 · A business grows by winning and keeping customers honestly, and survives by watching…
- Cryptocurrency & Digital Money Years 9–11 · Cryptocurrency is risky digital money recorded on a blockchain; scholars differ on it,…
- Riba (Interest) in Islam Years 6–9 · Riba is a guaranteed extra charged on a loan, it is forbidden in Islam, and there are…
- Halal Earning & Honest Trade Years 6–9 · Earning halal income means doing permissible work honestly, trading fairly, and avoiding…
- Zakat & Sadaqah Years 6–9 · Zakat is a 2.5% pillar of Islam on qualifying wealth held a lunar year above the nisab,…
- Islamic Banking & Halal Investing Years 9–11 · Islamic banks replace interest with profit-and-loss sharing, cost-plus sales and…
- Coins, Notes & Paying (Year 3–4) Years 3–4 · Get to know our UK coins and notes, make the same amount in different ways, and work out…
- Saving Up: Needs vs Wants (Year 3–5) Years 3–5 · Learn the difference between what we need and what we want, and how saving a little each…
- Where Money Comes From (Year 4–6) Years 4–6 · Money is earned by working and helping others. There are many jobs, money is limited, so…
- Being Kind & Honest with Money (Year 3–5) Years 3–5 · Good character with money: giving to those in need, being honest when buying and…